Tax and SARS knowledge base
Which banks support SARS eFiling payments?
Can every South African bank account approve a SARS payment created on eFiling?
Last reviewed:
Direct answer
No. Use the supported-bank list in the current SARS Payment Rules and confirm that the account and online-banking product can approve an eFiling payment. SARS currently lists the participating banks in its guide, but bank services and limits can change.
The account generally needs the bank's supported online authorisation process. Creating the payment on eFiling does not debit the bank account.
What this means in practice
Test access before a filing deadline, especially for a new corporate account or a user who has not approved a SARS payment before.
Confirm whether the bank uses a pending-authorisation queue and which user has sufficient mandate and limit.
Step-by-step
- Open the latest SARS Payment Rules.
- Confirm that the bank and account type are supported.
- Check online-banking access, approvers and transaction limits.
- Create the payment from the correct SARS liability or payment advice.
- Log in to the bank through its normal secure channel.
- Review the SARS reference and amount before approval.
- Approve and save the bank result.
- Check SARS payment history and allocation.
Documents and records to keep
- Current supported-bank check.
- Bank mandate and limits.
- SARS payment instruction.
- Bank approval.
- SARS allocation evidence.
Important limits and exceptions
Never follow a payment link from an unsolicited email or message. Open eFiling and online banking independently.
A bank appearing on the list does not guarantee that every legacy or specialised account product supports the function.
When to get tailored advice
Ask the bank before the deadline if the account, approval workflow or transaction limit is uncertain.
Related TaxProof guides
Sources
- SARS, SARS Payment Rules
- SARS, SARS How Do I Pay SARS?